On September 15, the IRS issued final Treasury regulations implementing provisions of the SECURE 2.0 Act related to age-50 catch-up contributions under employer-sponsored retirement plans. While many ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Individuals who are age 50 or older will soon have new opportunities to save more for retirement. The SECURE 2.0 Act brings ...

Under current law, most 401(k) plans permit catch-up contributions that are equally available to all participants who are age fifty or over. Starting in 2025, the SECURE 2.0 Act allows eligible ...

For years, catch-up contributions were one of the few simple things left in the 401(k) world. If you were 50 or older, you could defer more. Payroll processed it. Providers administered it. Plan ...

The rule looks backward. IRS Notice 2025-67 sets the applicable wage threshold at $150,000 for 2025, meaning that if your W-2 wages from the sponsoring employer exceeded that amount in 2025, your ...

If you’re in your 50s or early 60s and feel behind on retirement, you’re not alone. The good news: the 2026 retirement rules give you a bigger runway to catch up, if you actually use them. The limits ...

As of January 1, 2026, the Roth catch-up requirement for retirement plans is officially in place. Employees aged 50 and older who earned more than $150,000 in the prior year must now make their ...

The super catch-up allows individuals aged 60 to 63 to contribute an additional $11,250 to eligible retirement plans, such as 401(k)s, 403(b)s and governmental 457 plans. This is in addition to the ...

Catch-up contributions let you add extra savings to your retirement accounts as you near the end of your earning years. Under new rules, if you earn over a certain income threshold, your catch-up ...

The opportunity to participate in a "super catch-up" only applies to those aged 60, 61, 62, and 63 by the end of the year. Full participation in the super catch-up period could lead to an additional ...